@inproceedings{sgem2020s07032,
  title = {OPPORTUNITIES TO USE VIRTUAL TOOLS IN START-UP FINTECH COMPANIES},
  author = {Pavel Petrov and Svetoslav Ivanov and Yanka Aleksandrova and Георги Димитров and Aziz Kubilay Ovacıklı},
  booktitle = {SGEM International Multidisciplinary Scientific GeoConference EXPO Proceedings; 20th International Multidisciplinary Scientific GeoConference Proceedings SGEM 2020, Informatics, Geoinformatics and Remote Sensing},
  year = {2020},
  pages = {247-254},
  publisher = {STEF92 Technology},
  doi = {10.5593/sgem2020/2.1/s07.032}
}