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A COMPARATIVE STUDY ON WEB SECURITY TECHNOLOGIES USED IN IRISH AND FINNISH BANKS
Abstract
In this study, we collected data from nine domestic Irish bank web sites and nine domestic Finnish bank web sites. Both countries have many similarities in political, demographical, financial and economical areas. Each of the selected banks represent a typical domestic bank, which is under the control of the respective national central bank. The results of the study could be used as a guide for good and bad practices because of highly qualified personnel employment in the credit institutions, decisions are based usually on the best-known practices to minimize risks and at the same time to attract customers. Two Irish banks and one Finnish bank, only, use the full combination of HTTP header fields available that are related to web security. The most popular SSL certificate provider in Ireland is DigiCert with share of 33% of the bank web sites. Most popular in Finland is Symantec with 55% share. The penetration of the newest protocol HTTP/2 is not significant - only one web site of a Finnish bank supports it.
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